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FHA Guideline Changes 2015

LOOKING TO BUY A HOME START YOUR SEARCH: http://www.orrigonigroup.com or call (801) 450-5963 | (801) 214-8286. Orrigoni Group | Keller Williams Realty

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WHAT IS GOING ON MAGNA ?

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It’s a good thing the grant is FHA!

“The FHA programs guidelines require less wait time, lower down payments, lower FICO scores, and a shorter waiting period for potential return buyers and thus a better avenue for re-entry to the market. “ by: Jann Swanson Buyers Returning to Housing Market Ready, Willing, and Able? Apr 20 2015, 12:22PM There are 9.3 million former … Continue reading

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HomePath Ready Buyer TM Education Program

HomePath® is proud to launch our HomePath Ready Buyer program, a comprehensive online homebuyer education course. First Time Homebuyers who complete this education course by their initial offer may request up to 3% closing cost assistance toward the purchase of a HomePath property and reimbursement of the HomePath Ready Buyer training cost. To be eligible … Continue reading

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Default Risk Rise as Nonbank Lending Increase

Photo credit: Woodleywonderworks The default services industry may see an increase in activity as a result of bank lending changes. AEI’s International Center on Housing Risk recently released data showing that big banks are increasingly writing less mortgages. The shift in market share from large banks to nonbanks is responsible for a slight uptick in … Continue reading

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Former Employees: Bank of America Used Dirty Tricks to Force People into Foreclosure

Jake Anderson March 26, 2015 (ANTIMEDIA) New York, NY — Following the mortgage meltdown and subsequent controversies related to the unethical and dirty tactics used by large banks in the mortgage industry, a group of six former Bank of America employees have come out of the shadows, revealing the down and dirty tactics used by … Continue reading

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Minorities and Mortgage Approvals

Minorities and Mortgage Approvals Photo credit: moodboard cc QM, ATR Drives Approvals Earlier this year, a study by Zillow and the National Urban League found that fewer minorities are likely to apply and get approved for conventional mortgages. While minorities make up 36 percent of the U.S. population, the two largest minority groups were only … Continue reading

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GRANTS, GRANTS, GRANT

HOME BUYER’S, JUST A REMINDER WE HAVE $$$ GRANTS $$$ GIVE US A CALL FOR MORE INFO (801) 450-5963 | ESPAÑOL (801) 214-8286 OG| Keller Williams Realty

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Erroneous Zestimates

Erroneous Zestimates Zillow’s wildy off online price estimates hamper sales March 01, 2015 By Kenneth Harney When “CBS This Morning” co-host Norah O’Donnell asked the CEO of Zillow recently about the accuracy of the website’s automated property value estimates, known as “Zestimates,” she touched on one of the most sensitive perception gaps in American real … Continue reading

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Minorities and Housing in 2015

Minorities and Housing in 2015 By Tali Wee of Zillow Minorities across the country are still disproportionately denied conventional loans, drawing attention to the continued inequities in access to credit. Previously, PEMCO Limited detailed some of the causes for this disparity including minorities’ high debt-to-income ratios, low credit scores and human bias in underwriting. Updated … Continue reading

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